What is the financial cost of owning a dog?


More than just the price of food is included in the cost of owning a dog. Sadly, many people don’t spend the time necessary to plan a budget before obtaining a dog, which can cause issues later. Could you afford a dog? Before getting a dog to aid in decision-making, understand your boundaries. One important aspect of being a responsible dog owner is to financially support your dogs.

The cost of owning a dog can range from a few hundred dollars per year for a small, low-maintenance breed to several thousand dollars per year for a large, high-maintenance breed. It’s important to consider these costs before getting a dog, and to budget accordingly to ensure you can provide for your pet’s needs.


A variety of variables, including inflation, improvements in veterinary medicine, and a rise in demand for particular breeds, have probably contributed to the expense of dog ownership throughout time. Dog ownership costs may differ based on where you reside as certain places may have greater living costs and more pet-related fees. It’s important to remember that while owning a dog can have a heavy and large expense, the emotional and companionship advantages can also be priceless.

The cost of dog ownership

Food and Treats

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It’s important to provide your dog nutritious dog treats and high-quality dog food. Typically, this costs between $20 and $60 each month ($250 to $700 annually). The cost of feeding your dog varies depending on its size, level of energy, and the quality of the food. Be aware that specialty foods, such as freshly-made special-order food or veterinary therapeutic diets, may cost $100 or more per month.


Ball Kids Teeth Rottweiler Closeup Dog Toy

Dog toys are an important factor of mental and physical stimulation for your dog. Even though some of us could indulge, you should budget $25 to $150 annually. This amount may rise by several hundred dollars if you are like those of us who can’t resist a cute toy. A really destructive dog may go through toys more quickly, so if you have one of these dogs, invest in the toys made for “tough chewers.” This is another reason you might spend extra on toys.


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Every dog should have a comfortable bed, and maintaining one or two in your home will cost you $50 to $200 year. Prices increase as size and quality increase. Investing in long-lasting, high-quality, and inexpensive dog beds can help them last longer and cost less overall.

Leashes and Collars

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Your dog has to wear a collar and at least one leash (with ID tags). Most dog owners spend $20 to $50 annually on leashes and collars, depending on the size and quality of their dogs. One leash and collar combination, though, might be durable enough to survive for several years.


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The type of hair coat your dog has will heavily influence the amount of maintenance he requires. Short-haired, smooth-coated dogs only need the most basic grooming, whereas dogs whose hair is continually growing will need to go to the groomer frequently. You should budget somewhere between $30 and $500 a year for grooming supplies and salon sessions.

Routine Veterinary Care

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Regular veterinary treatment is essential for maintaining your dog’s health. A wellness visit at the vet will cost between $200 and $300 every year, so budget on going there once or twice a year. Annual lab work might cost between $100 and $300, but it is crucial for preventive healthcare and shouldn’t be neglected. Dental cleanings are typically priced between $300 to $800 for simple cleanings and may be advised as frequently as once a year. Of course, if your dog develops a health issue, vet bills will be higher. As your dog ages, this is more likely to occur.

Preventive Medications and Supplements

To prevent heartworms, fleas, ticks, and other parasites, all dogs need to take medication. Your veterinarian will direct you toward the best products based on your climate and your dog’s needs. Vitamins are typically not required for dogs with perfectly balanced meals, although occasionally your veterinarian may suggest a supplement like glucosamine or omega 3s. Depending on your dog’s size and individual needs, you will typically spend $100 to $500 per year on these products.

Obedience Classes or Training Resources

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Although the majority of dogs only attend obedience school for the first year or two of their lives, training should continue all throughout your dog’s life. Budget at least $25 to $300 each year for training requirements, regardless of whether you are buying books and watching videos for at-home training or enrolling your dog in obedience lessons.

Emergencies and Other Unexpected Expenses

Nobody can accurately foresee the future because unexpected events frequently occur in life. You should try your best to be prepared for life’s little surprises if you want to be a decent dog owner. Disasters, chronic illnesses, emergencies, and other unforeseen costs can run into the hundreds of dollars or even thousands of dollars annually. A visit to the emergency veterinary hospital can cost anywhere from $500 to $1000 to well over $2000 to $5000. A complex operation can cost anywhere from $2,000 to $5,000 or more. You may have to pay anywhere from $200 and $500 a day and more if your sick pet needs to stay in the ICU.

High maintenance dogs

Some dog breeds are considered to be high maintenance due to their grooming needs, exercise requirements, or other factors. Here are a few examples of high-maintenance dog breeds:


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A poodle’s fur grows continuously, unlike that of most other dog breeds, and if left unattended, it will turn into a long-haired mess. Doodles need to be bathed and groomed frequently, therefore this is one of the main ways that they could be viewed as high-maintenance pets.

Bichon Frise

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When it comes to grooming, the Bichon Frise breed requires quite a bit of work. They should be groomed at least twice a week to maintain the health of their coat and to eliminate any knots before they get tangled and difficult to get rid of.

Old English Sheepdog

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Due to its gorgeous coat, which is dense and profuse, the Old English Sheep Dog requires a lot of maintenance. There is nothing, nevertheless, to prevent keeping its coat short. Since their coat is made of wool and not hair, they do not shed.

Lhasa Apso

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The Lhasa Apso is a high-maintenance dog breed; they do not fit into the category of low-maintenance dog breeds. If not properly maintained , its long, silky coats can tangle. It is very advised that these dogs have daily brushing and weekly bathing.

Shih Tzu

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Grooming the lengthy coat of a Shih Tzu requires time and effort. To prevent tangles, regular haircuts are important. They are ideal for allergy sufferers and don’t shed much.


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Their coats require a lot of care and are prone to becoming matted and unclean if they aren’t given regular care. Due to their long, dazzling white coats, dogs often get pee stains; this may be avoided by giving them regular dog shampoo baths. Another typical problem for Maltese owners is tear stains.


Cute Animal Small Dogs Pekingese Breed Pet

Their grooming requirements make them high maintenance, and their flat faces can bring issues that could result in more expensive care costs. They can be fantastic companions if you’re ready to take on the responsibilities of owning a Pekingese.


The financial cost of owning a dog can vary greatly depending on the breed, size, and age of the dog, as well as where you live and your personal lifestyle. Some of the most significant expenses associated with owning a dog include the initial purchase or adoption fee, food and supplies, medical expenses, training and obedience classes, grooming, and boarding or pet sitting. It’s important to consider these costs before getting a dog, and to budget accordingly to ensure you can provide for your pet’s needs.