As you approach your fifties, ads for benefit programs for retirees start popping up everywhere. While you may groan the first time you get mail from AARP, you’ll likely learn to love the organization and all the benefits it offers seniors. AARP membership gets you more than just a discount at IHOP; it’s well-known for saving its members money and providing unique benefits suitable for differing lifestyles.
If you’re over 50 and on the fence about joining AARP, you may want to take into consideration the following benefits.
Benefits of AARP Membership
Due to its popularity, you, like many others, may assume that the AARP is a government initiative. But, it’s not AARP is a non-profit organization. It was established for Americans approaching retirement age or those already retired. The first year membership subscription will set you back $12 (a 25 percent discount) if you sign up for auto-pay. After the first year, the annual renewal fee is $16. Or, you can pay $43 for a three-year membership or $63 for five years.
The membership process is straightforward, and once you’re part of AARP, you have access to various tools and benefits created exclusively for retirees. With your membership, you also become eligible for membership rewards through the AARP Rewards Program, which include sweepstakes, discount gift-cards, local deals, and more.
Some of the most attractive benefits of AARP are the terrific discounts provided to members across a wide range of industries nationwide. Some of the most prominent hotel chains in America, such as the Hilton, Ascend Hotel Collection, and Best Western Hotel and Resorts provide a straight fifteen percent discount to AARP members. The same goes for a lot of restaurant chains such as Denny’s, Joe’s Crab Shack, Carrabba’s Italian Grill, and more. The Regal Entertainment Group also partners with the AARP, and all of their theatres nationwide provide a steep discount to AARP members. Shopping discounts include qualified AT&T wireless plans, shipping discounts from UPS (domestic and international), and more.
Free AARP Financial Tools
The AARP website has a host of financial tools that will become available to you for free if you choose to become a member. These tools include a 401(K) savings calculator, insurance calculator, and home budget calculator. AARP’s website tools were developed by leading industry experts and provide accurate figures and estimates.
Instead of depending on a financial advisor, you can get access to first-hand data from these tools. You can use these tools in conjunction as well. For example, you can use the investment property calculator to get a cost estimate for your property investments and then use the investment return calculator to get an idea of the profit you could make.
In addition to financial tools, AARP offers tools for health, work, retirement, politics, caregiving, volunteering, and travel.
AARP Member Benefits for Car Insurance
The associated benefits of AARP membership can be a godsend if you’re looking for a new auto insurance policy. Across the country, many private car insurance companies offer discounted rates to members of AARP. Once you find an insurer with an AARP member’s discount, all you have to do is present your proof of membership, ID, and other proper documentation. Some insurers also offer the following benefits to AARP members:
- Lifetime renewability
- 12-month rate protection
- New car replacement
- Towing and labor services
But first, you should determine whether you’re eligible for AARP auto insurance discounts, which you can check from the insurer’s website. If you want, you can also use the AARP Auto Buying Program to buy a car. This way, you’ll reap all the benefits of your AARP membership when it comes to your automotive needs.
AARP Entertainment Partnerships
You’ve worked hard for your whole life, and it’s understandable if you want to sit back and relax a bit now that you’re retired. When it comes to entertainment, AARP has you covered. In addition to their association with The Regal Entertainment Group, AARP partners with some of the best entertainment outlets. If you feel like watching something from your phone or computer, you can access hundreds of classic and modern movies and TV shows directly from the AARP website. If you’re an ardent book lover, then you can jump straight into Audible to gain access to thousands of books covering a wide range of topics.
All Things Considered
Because AARP overs a diverse array of discounts and services, many people 50 and over find the program well worth the membership fee. On top of their current membership benefits, the AARP is continually adding new programs, benefits, and partnerships. With a membership base of 38 million, the appeal of AARP is undeniable for retirees and soon-to-be retirees.