3 Tips to Follow Before Borrowing a Personal Line of Credit

What do you do if your family budget fails and you don’t have the cash you need? If you’re like a lot of people, you would get a personal line of credit. Financial institutions like CreditFresh recommend using a personal line of credit for unexpected emergency expenses when your savings fall short … Read more

3 Household Bills You Can Trim Each Month to Save Money

Household bills can be a drain on your finances, and reduce the amount of money available for leisure activities, savings, and emergencies. While there is no magic formula to saving on your monthly bills, small changes can make a big difference. Here are ways to save each month on your grocery, heating, … Read more

How To Deal With Situations Where You ‘Need Money Now’

Cash emergencies can happen with anyone and at any time. To make things worse, most of such situations occur when you least expect them. What’s more, they may be completely unavoidable! What if you have a sick child, an out-of-order washer or a leaking roof? Of course, you can neither delay nor … Read more

What You Need and Where to Send It: How to File Paper Taxes

Only about 10% of people fill out the paper forms and mail their taxes into the IRS. While E-File tends to be the faster and more convenient method, paper filing can be cheaper. Filing a paper return can be the better option if your taxes are simple or you’re not eligible for E-File. To … Read more

When Do You Need to Start Paying Taxes?

Taxes are a fact of life, and the IRS makes sure that this remains so by levying heavy penalties on those who avoid paying. Tax evasion or tax fraud carries a maximum penalty of $100,000 in fines (plus the balance owing and interest) and up to five years in prison. Needless to … Read more

Personal Finance for Beginners: 7 Tips for Monetary Success

We could all stand to be a little better with money, right? It can be frustrating to have to live always on the financial edge, but many Americans do. In fact, most Americans struggle and live paycheck to paycheck. Learning how to better manage your personal finance can be the trick to … Read more

Ways To Protect Your Family’s Financial Future

One of the greatest struggles of parents today, most especially moms, is securing the family’s finances. That’s why a lot of parents take extra jobs or want to earn additional income and seek other financial sources to keep up with the family’s needs and lifestyle. So, how do you ensure that you … Read more

Can You Build Your Credit Score Without Using a Credit Card?

Better credit card management is known as one of the best ways to build your credit fast and easy. It has many avenues, and those who have used it can confirm this. However, even those without a credit card, like students, can still build their scores up without any challenges through other … Read more